₹93,290 a month in Gurugram: Techie breaks down rent, car, food and lifestyle expenses

A Gurugram tech professional’s monthly spending reaches ₹93,290

Theindiapostdaily.com – Living with flatmates can reduce housing costs, but it does not automatically make city life inexpensive. Arjun Singh, a 28-year-old techie in Gurugram, has calculated that his monthly personal expenses come to ₹93,290, before accounting for any investments.

In an Instagram video, Singh shared how regular bills, fitness-focused food purchases, car ownership and discretionary spending together bring his monthly outgo close to ₹1 lakh. His list offers a detailed look at how costs can build up even while sharing a two-bedroom apartment.

Housing costs extend beyond rent

Singh pays ₹19,000 each month as his portion of the rent for a shared 2 BHK home. The amount is only one part of his household budget.

He allocates another ₹4,000 for domestic support, covering a cook, maid and car cleaner. Appliance rentals add about ₹1,000 every month for items such as a refrigerator and washing machine.

Electricity costs are listed separately at around ₹4,000 a month, making the overall cost of maintaining the home notably higher than the rent figure alone.

Fitness and convenience shape the food budget

Food is one of the largest recurring categories in Singh’s expense sheet. His monthly grocery bill stands at ₹14,790, a figure he linked to becoming more committed to fitness. It includes protein products and other supplements.

Meals away from home add another ₹10,000. Singh estimated that ₹5,000 goes toward dining out with friends, while another ₹5,000 is spent on food deliveries and online orders. Coffee accounts for an additional ₹2,000.

Combined, groceries, supplements, restaurant meals, deliveries and coffee make food-related expenses a substantial share of his monthly budget. The breakdown also illustrates how wellness purchases and convenience spending can become regular commitments rather than occasional extras.

Car ownership accounts for ₹27,000

The biggest single financial commitment in Singh’s budget is his car. He pays ₹20,000 each month toward the vehicle’s EMI and spends roughly ₹7,000 on fuel.

That brings his monthly car-related spending to ₹27,000, excluding any potential maintenance, insurance or repair costs that were not included in the expenses he shared.

Other items in the monthly plan include ₹2,500 for badminton, ₹6,000 to ₹7,000 for shopping, ₹2,000 for subscriptions and Wi-Fi, and approximately ₹4,000 for electricity. Singh does not pay separately for gym access, as he uses fitness facilities at his housing society or workplace without charge.

Fixed bills and lifestyle choices drive the total

When all the listed categories are added together, Singh’s monthly figure reaches ₹93,290. The total incorporates rent, household services, appliance rentals, food, transport, sport, shopping, connectivity and utility costs.

The calculation does not include investments, meaning the ₹93,290 represents spending rather than his full financial plan. Singh said the total itself surprised him after he began tracking where his money was going.

I regret knowing the total

The remark appeared in the caption of his video, where he described the exercise of monitoring his monthly expenses. His experience highlights the value of reviewing spending category by category: relatively small recurring charges can make a meaningful difference when combined with major fixed commitments such as rent and loan repayments.

Online reactions focus on spending priorities

The post sparked discussion about the level of spending, particularly the car payment, food costs, appliance rentals and electricity bill. Some viewers viewed the budget as a reflection of a high-maintenance lifestyle, while others questioned whether certain expenses could be reduced.

Ah, the math checks out 94k in monthly expenses means a 2L+ paycheck. Translation? Arjun bro is putting his financial portfolio on full display because the marriage market is open and he’s marketing himself as a premium package.

Bro you are very High Maintenance.

Nice but can buy fridge washing machine instead of rent ,electricity bill is also too much per month may be landlords charge high in Gurgaon,

The reactions underline that personal budgets are shaped by individual priorities. A shared apartment may lower the housing burden compared with renting an entire home alone, but transport financing, nutrition choices, domestic help, social plans and online convenience can still create a sizeable monthly cost.

For readers assessing their own spending, Singh’s breakdown demonstrates why looking only at rent can be misleading. The complete picture often includes services, utilities, repayment obligations, food habits and smaller recurring charges that may seem modest individually but add up quickly over a month.